Think ‘soil’

first_imgBy Wade HutchesonUniversity of GeorgiaReady or not, another year is gone. It’s time to start thinking about the spring garden.Specifically, think about soil-testing. Right now, your garden spot is at its lowest in regards to fertility. Soil-testing now will allow you to correct some problems in advance.One problem with most gardens is acidic soil, or low pH. There is a scientific explanation about what pH is, but I’ll forgo that and say that pH determines whether the plants can take advantage of the nutrients present.If the pH is low enough, you can fertilize all you want but the plants can’t take advantage of the nutrients. If it gets too high, the soil can become toxic to plants — but that’s rare.Rule of thumbA good rule of thumb is to keep the soil pH within a range of 5.8 to 6.5. This will work for most garden vegetables.Low pH is a factor of our soils, environmental conditions and fertilizers. It’s easily corrected by adding lime to the garden. But you need to know how much lime to apply, and soil-testing will provide that information.The soil-test results will be only as good as the sample you submit, so take the time to collect a good, representative sample.To do that, first determine the sample area. The vegetable garden should be one sample area, but you may want to sample turf areas, landscape and flower beds separately. Combine like areas such as front and backyard turf into one sample.Collect the sampleOnce the sample area is defined, you’re ready to collect the sample. For each sample area, take eight to 10 samples and combine them in a clean, plastic bucket. Each sample should represent the same amount of soil from the surface to a depth of 4 to 6 inches.Think of it as driving a pipe into the ground to the proper depth. What goes into the pipe is the individual sample. A shovel or trowel will work, but slice away the sides so an equal amount from surface to sampling depth is represented.Mix all the samples together, discarding any rocks, roots or other debris, and break up large soil pieces. From all that, remove a large pint to submit as the sample.Add some infoThat, along with $5 and some information (name, address, crop grown) is all you need. Drop the sample by your county UGA Extension Service office, and the results will be mailed back to you, usually within seven to 10 working days.The results are written in a user-friendly format and will indicate if any lime is needed and specific fertilizer information.If it recommends lime, apply it as soon as possible, since it takes several months for lime to react with the soil and cause the desired change. Wait until planting before adding fertilizer.Agricultural limeAgricultural lime is widely available. It comes in powder or granule form. Either will work and can be broadcast using a spreader or the old-fashioned way, by hand.The soil-test results are given in pounds per 1,000 square feet. Figure square feet by multiplying the sample area width times the length.It may seem as if spring planting is a long way off, and by the calendar, it is. Preparing for spring planting, though, starts now.By the way, if your tomatoes, squash, okra or melons suffered from blossom end rot last year, using lime will help prevent that this year.Liming acid soils is one of the best things a gardener can do to improve yields. Soil-testing lets the gardener know how much to add. So don’t guess. Soil-test.For more information, contact the county UGA Extension Service office.last_img read more

Rick Cochran of Mobile Medical is SBA winner, Cairn Cross is national champion

first_imgEight small business owners and two small business advocates have been selected by the US Small Business Administration (SBA) for outstanding success in their chosen fields.Rick Cochran, owner of Mobile Medical International Corporation (MMIC), St Johnsbury, Vermont, has been named the SBA 2011 Vermont Small Business Person of the Year. Nominated by Aaron Melville, Attorney at Law, St Johnsbury, VT, Cochran was selected for exceptional leadership related to his staying power, employee growth, increase in sales, innovative ingenuity and contributions to the community. Mr. Cochran will compete for the national title at National Small Business Week ceremonies in Washington, D.C., May 18-20, 2011.MMIC manufactures state-of-the-art mobile healthcare units and military shelter systems for commercial, military and emergency response applications world-wide. Formed in 1994, MMIC is the brain child of Rick Cochran, a visionary who wished to bring advanced medical care to underserved areas in the U.S. and around the globe. To date, MMIC has manufactured 22 mobile healthcare units in its commercial product line, as well as Mobile Breast Care Centers, Mobile Intensive Care, Mobile Laboratory/Pharmacy, Mobile CT Scan/Dental/Ophthalmology, Mobile Ophthalmology and Mobile Endoscopy Units. Additionally, MMIC is supporting U.S. and international military agencies around the world with rapidly deployable shelters for medical and command missions.Cochran started MMIC working from the basement of his home in Walden, VT. In 1996, he relocated the business to a 1,500 sq. ft. space in the Fairbanks Scales Building in St Johnsbury, VT. With an SBA-backed loan in 1997, MMIC built a technologically-advanced Mobile Breast Care Center, which provides state-of-the-art care for the Indian Health Services Hospital in Tuba City, AZ. MMIC continued to grow and expanded in 2004 to more than 37,000 sq. ft. of space at the Fairbanks Scales Building. Two successive SBA-guaranteed loans, one for $1,100,000 in 2005 and one for $1,463,000 in 2008, both of which have been paid in full, allowed the company to initiate further expansion plans and continue delivering medical units to customers on time. MMIC presently operates with a staff of 54 employees and has expanded to more than 66,000 sq. ft. of office and manufacturing space. Gross revenues for 2010 amounted to more than $14 million, with net profits rising from $9,835 in 2008 to $1,679,123 in 2010.Along the way, MMIC has faced and worked through a number of challenges. Initially underfunded, the company struggled financially and nearly closed in 1999 when funding was at an all-time low. Inspired by Cochran’s perseverance and optimism, his dedicated employees supported him through the rough period by continuing to work without pay. When the MMIC’s financial picture improved, Cochran recognized and reimbursed them for their efforts and loyalty. The company has also faced legal challenges concerning patent issues, all of which have been resolved in MMIC’s favor, and the company continues to weather the impact of a fluctuating economy on growth and staffing.Cochran encourages MMIC employees to participate in community events and frequently lends a hand to ensure the success of worthy charitable causes. Ignoring personal risk, Cochran traveled in 2009 to Nassiriya, Iraq to lend support while Operation Smile Train physician volunteers performed cleft palate surgical procedures for Iraqi children. MMIC has sponsored events such as Caledonia County Relay for Life, in which the company provided a deployable shelter system to serve as the on-site first aid station for event participants. Cochran volunteers his time as a board member on the Vermont Red Cross, as well as school board member and chair, and is active in the Boy Scouts of America and his local church.As Vermont’s Small Business Person of the Year, Rick Cochran will compete for the national title at National Small Business Week ceremonies in Washington, D.C., May 18-20, 2011. Mr. Cochran will be locally honored by the U.S. Small Business Administration on June 16th at a ceremony presented by Vermont Business Magazine in the Shelburne Farms Coach Barn, Shelburne, Vermont.Cairn Cross, Managing Director and Co-Founder of FreshTracks Capital, LP, Shelburne, Vermont, has been selected not only as the SBA 2011 Financial Services Champion in the State of Vermont and the New England Region, but the National award as well. He will be honored as the National Financial Services Champion at Small Business Week ceremonies in Washington, DC, May 18-20, 2011.Nominated by Holly Killary, Administrative Assistant, FreshTracks Capital, Cross was selected for his efforts to encourage the flow of investment capital to small businesses, his active support for legislative changes to assist small businesses, and his volunteer work in both the business community and academia.FreshTracks Capital provides funding to primarily Vermont businesses by investing in their growth. FreshTracks operates two venture capital funds organized as limited partnerships with a total of $25 Million in venture capital. Co-founded by Cairn Cross and Charles Kireker in 2001, FreshTracks Capital has invested in 21 businesses from a variety of industries. Its list of portfolio companies includes Eating Well Media Group, which, with FreshTracks funding, soared from a start-up pre-revenue venture to a $10 Million+ revenue-profitable company employing more than 35 people. Cross has been the chairman of the EatingWell board since 2005. Additional FreshTracks success stories include Vermont Teddy Bear, NativeEnergy and NEHP, Inc., with Cross serving on the board of directors at each company.Cross has also distinguished himself as a volunteer, serving as a member of the Vermont Board of Public Accountancy, Director of the Vermont Community Loan fund, and Director and Vice Chairman of Opportunities Credit Union, to name a few. He has served as a guest lecturer to classes at UVM, Middlebury College and Green Mountain College, and has spoken to a diversity of groups such as Vermont Venture Network, Invent Vermont and Leadership Champlain. He has been a judge for various student business plan competitions including St. Michaels College and the Middlebury Solution Group’s annual J-term ‘boot camp.’Cross is knowledgeable about and has been closely involved with public policy issues affecting Vermont small businesses. His testimony before the Vermont State Legislature was instrumental in modifying Vermont’s licensed lender law to create a streamlined licensing process for business lenders. In addition to testifying before House and Senate Committees, Cross has served as a key go-between for legislators seeking compromise and those responsible for small business lending oversight.After receiving the National Award at Small Business Week ceremonies in Washington, D.C., Mr. Cross will be locally recognized at the Vermont Small Business Awards ceremony on June 16th, Shelburne Farms Coach Barn, Shelburne, Vermont. The June 16th Vermont Small Business Award celebration will also honor the following winners of the 2011 Small Business Champion Awards, as well as two special recognition awards:  Ken Gibbons Mollie Brault-BinaghiPresident, Copy World Inc. & Vice President, Eternity Marketing LLC, BarreSBA Young Entrepreneaur # # # Merri Christmas (Chris) Herriman, VtSBDC Service Member AdvisorVermont Small Business Development Center, RutlandVeterans’ Small Business Champion Valerie Beaudet, OwnerLadder 1 Grill, BarreCommunity Spirit Award Jonathan & Debbie Lang, OwnersLang Farm, Essex JunctionJeffrey Butland Family-Owned Small Businesscenter_img Thomas, Hannah & Robin Grace, OwnersBiaDiagnostics, LLC, BurlingtonVermont Micro-Enterprise Kenneth Gibbons, President/CEOUnion Bank, MorrisvilleSBA Vermont Lifetime Achievement Award Scott Shumway, Owner/PresidentIndustrial Services, Inc., St. GeorgeSmall Business Exporter of the Year  Cecile Johnston, Marketing and Intake SpecialistMicro Business Development ProgramCentral Vermont Community Action Council, BarreHome-Based Business Champion  RELATED STORIES:Cairn Cross…last_img read more

Does your staff really know about the credit union system?

first_imgSo you’ve got a great staff at your credit union, but do they really know about the rest of the credit union system? This piece is a sort of sequel to one I did two years ago, “Does your staff really know what a credit union is?”In the first post, I touched on the system aspect briefly for staff, but I realized how important it is now on its own. I recently spoke at two young professional events – one with people from around the world (World Council of Credit Union’s WYCUP gathering in Denver) and a state-wide conference.My impression was a lot of the member-facing staff, especially frontline employees, knew the least about the overall credit union system. What do I mean by that? Mainly, what the organizations are, what they do and how everything fits together (we’re a cooperative industry, so this is important). Also, as I mentioned before, your staff are all ambassadors of the credit union brand, so the more you educate them on the system and the credit union difference, the better.Where do you start? Again, one of my favorite parts of my job at the National Credit Union Foundation is working on our Credit Union Development Education (DE) Training, which is a week-long program that helps credit union professionals gain a new understanding of how to promote cooperative principles and credit union values as distinct advantages in today’s competitive financial services marketplace. On the first few days, we lay the foundation for the transformative training and as part of that, we spend a lot of time on credit union history, the cooperative principles, development issues and…the credit union system.So take a look at your new employee orientation or find time at the next all-staff meeting for some system training. We start with what I call the “onion” to show how the major players fit together. It shows how the member belongs to the credit union, which works with other credit unions via chapters, then the credit unions belong to the league, and so on. Click here to check it out.Then dive into the organizations on the onion. What are chapters? Leagues or state credit union associations? CUNA and CUNA Mutual Group (and how they differ). The World Council of Credit Unions.If you can, go deeper. For example, what are corporate credit unions? Vendors such as CO-OP Financial Services or others that you work with frequently. Associations such as the National Cooperative Business Association. Critical organizations for resources and solutions such as the Filene Research Institute, CUNA Councils, and of course, the National Credit Union Foundation (and state credit union foundations). And many more.Once your employees know more about how your credit union fits into the bigger picture, it opens their eyes to new resources, advice, solutions and expertise to help them do their job better. And if they can attend events or conferences put on by any of the above organizations? Even better.Finally, make sure you remind them how we are a “movement,” not just a system…for social good improving the financial well-being of our members and community. 186SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Christopher Morris Christopher Morris is currently an engagement consultant at the Credit Union National Association (CUNA), providing specialized attention to broad and diverse stakeholders throughout the Midwest Region. Previously, Christopher was a … Web: Detailslast_img read more

CUNA blockchain webinar attracts audience of 350

first_img 4SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr In a Thursday webinar, CUNA Chief Operating Officer/Chief of Staff Rich Meade invited credit unions to participate in the CULedger Open Source Project, a system-wide initiative exploring the potential of blockchain technology.CUNA, the Mountain West Credit Union Association (MWCUA) and their system partners seek to enlist participants while developing a prototype platform before launching, Meade said during a webinar that attracted 350 callers, and likely hundreds more listeners joining them. Meade said the idea is to create interoperability among credit unions regardless of their core systems, third-party products or platforms for quick adoption to the blockchain.“We want as many credit unions to participate in this proof of concept as possible,” Meade said. “The more participants we have, the more nodes we have, the better we will be able to validate the data and the more reliable that platform will be.”CU Ledger Open Source Project organizers are asking for suggested financial contributions from credit unions that want to get involved in the project: $1,000 for credit unions with assets of under $500 million; $5,000 for credit unions with assets of $500 million to $1 billion; and $10,000 for credit unions with assets of more than $1 billion. continue reading »last_img read more

Local schools begin yellow zone testing requirements

first_imgDistrict Superintendent Nicole Wolfe told 12 News the state’s rapid testing cards didn’t arrive until after school on Tuesday. Because of this, UE was unable to comply with the testing mandate this past week. Governor Andrew Cuomo extended the yellow zone restrictions in Broome County another two weeks; its status will be reevaluated on November 6. “You open it up, and you put the applicator in here with six drops of this liquid, you close up your card and eventually you get your test results, so all of this is a lot more simple and easier to use than having a lot of equipment you have to bring around,” she said Friday. The testing kits are state of the art, with a less invasive procedure than normal testing methods. Wolfe said the cards are capable of delivering results after just 15 minutes. Wolfe said the new technology would make the testing process much more efficient. Four of the district’s schools (CFJ Elementary, George F. Johnson Elementary, Jennie F Snapp Middle School and the high school) are physically located within the state’s yellow zone. Because of this, each building must test 20% of its students, teachers, and staff every week. ENDICOTT (WBNG) — After the delay of the state’s testing supplies, the Union-Endicott Central School District began its mandated testing Friday.last_img read more

New warning that 2.7m Aussies are not ready for disaster season

first_imgA bushfire at Caloundra West approaches the Bruce Highway, bringing traffic to a standstill at Bells Creek. Picture: Lachie Millard.Ms Hassan warned homeowners to “be mindful that if the cyclone has been named, it’s usually too late to take out a home insurance policy”.The analysis found women (18 per cent) were more unprepared than men (12 per cent), and Generation Y was by far the most exposed (26 per cent) of the age brackets. Nine per cent of Baby Boomers and 14 per cent of Generation X were not ready.Around 28 per cent of renters were not prepared for a natural disaster, Ms Hassan said.*FOLLOW SOPHIE FOSTER on Twitter or Facebook Most popular forms of natural disaster protection: Home insurance (61 per cent)Fire extinguisher (27 per cent)Emergency kit (24 per cent)Evacuation plan (23 per cent)Other – including alerts and “just get in the car and go” (1 per cent) (Source: The aftermath of Cyclone Debbie at Conway Beach, Queensland. Picture: Wesley Monts. Stuart Harris at Shute Harbour where his houseboat called “Munn” was wrecked during Cyclone Debbie. Picture: Annette Dew.Bessie Hassan, insurance expert, it was a concern that one in seven Aussies were leaving their homes exposed to disasters.“The fact that so many Australians are unprepared in the case of a natural disaster is concerning,” she said. “Whether it’s a small investment like having an evacuation plan, or whether you’re paying for home insurance, it’s important to prepare in case of the worst.”More from newsParks and wildlife the new lust-haves post coronavirus1 day agoNoosa’s best beachfront penthouse is about to hit the market1 day ago“With bushfire season nearly upon us, taking precautionary measures now could save potentially thousands of dollars worth of damages later.” A local resident paddles his kayak through floodwaters in the suburb of Depot Hill in Rockhampton in April this year after floodwaters resulting from ex-cyclone Debbie. Picture: AAP Image/Dan PeledANALYSTS have issued fresh warnings to homeowners heading into what’s expected to be an extreme summer, after new figures showed 2.7 million Aussies weren’t disaster-ready.Queenslanders, women, Gen Y and renters seem to the main culprits, according to new analysis from, which warned that 57 per cent of major cyclone damage from 2011 to 2016 was comprised of uninsured losses – a bill totalling $1.4 billion.Queensland – where some of the worst disaster damage had occurred in the last 12 years – was the most unprepared of all the states (17 per cent), despite housing a quarter of all Australia’s flood cases. Firemen look over the remains of three houses that were destroyed by fire on the Noosa North Shore on the Sunshine Coast in August this year. Picture: AAP Image/Darren England.last_img read more

Protection orders would ‘catch innocents’ 23 Sept 2013Tough new restrictions to keep possible abusers away from children  will “inevitably” sweep up people who will not abuse any children, the  Ministry of Justice says.In advice to the Government, the ministry estimates that only about  half the people subjected to child harm prevention orders would have  gone on to offend without the order.Others would not have abused children and would suffer a “curtailment  of fundamental freedoms without any corresponding benefits”.“The inherent uncertainty of risk prediction means that orders would  inevitably be imposed on people who would not have committed child abuse  in the absence of the order.”The proposed orders, which were announced by the Government last  month, can ban people from contact with any children or from visiting  places frequented by children, such as swimming pools. They can be  imposed even if the person has no convictions and last up to to 10  years.“People will be treated as pariahs and as guilty without ever being  found guilty,” Otago University law professor Mark Henaghan said. “That  can destroy people.”Colin Gavaghan, director at the NZ Law Foundation centre for  emerging technologies at Otago, said the orders were part of New Zealand  move towards a “pre-crime” society, with people condemned on  probability rather than proof. read more

Bulldogs Grapplers Participate At Milan 6-Way Meet

first_imgThe Batesville High School wrestling team traveled to Milan to compete in the annual Milan 6-way.  Competing teams include Batesville, Lawrenceburg, Milan, Rushville, South Dearborn, and Union County.  The Bulldogs ended the day with just one win but did gain a lot of experience.  This single win moves the varsity record to 4 wins and 8 losses.Team scores were:  Batesville 12 South Dearborn 66, Batesville 36 Milan 48, Batesville 15 Lawrenceburg 59, Batesville 54 Union County 18, Batesville 33 Rushville 43.Individual varsity records were:  4 -1. JT Linkel and Michael Deal.  3-2. Caleb Bischoff-Niese, Chris Schene, Abram Garcia.  2-3. Ethan Meyer, Axel Garcia, Max Foutch.  1-1. Drew McLeod. 1-4. Jonah Chase and Drew Garbarini.  0-2. Jon Kurtz.Reserve wrestler competing well for the Bulldogs were: Mason Green, Dallas Lamping, Nick Nobbe, Conner Batchelor, Malachi Kirby, and Nick Schneider.Courtesy of Bulldogs Coach Chris Deal.last_img read more

Accident on State Road 56 ends in tragedy

first_imgLexington, IN–Late Wednesday evening, Jefferson County Central Dispatch received a report of a single-vehicle accident on West State Road 56.  The Jefferson County Sheriff Deputies responded to the accident scene. The single occupant of the passenger truck sustained life-threatening injuries as a result of the accident.The Jefferson County Sheriff’s Office was assisted on scene by Hanover Fire Department, Jefferson County Coroner’s Office, and Indiana State Police.The investigation is currently ongoing.last_img

Nervous Newcastle blow chance

first_img The sole comfort for Newcastle in their dismal defeat was Hull’s 2-0 loss at Tottenham that leaves manager Carver’s men favourites to escape the drop – but only just. Emmanuel Riviere ended a 21-game Premier League drought with his first top-flight goal in England to hand Newcastle a 1-0 half-time advantage. The Tynesiders collapsed after the break however, QPR scoring twice in seven minutes to turn the tie on its head. Newcastle’s toothless run of form extended to 10 games without a win, stretching back to the 1-0 victory over Aston Villa on February 28. The visitors were in total control when Riviere notched Newcastle’s first away goal in 521 minutes, but fell completely off the pace after the break. Riviere ended his hefty drought to hand Newcastle a deserved lead at the break – but his finish carried a fair slice of luck. Tim Krul lofted a free-kick from deep in his own half straight over QPR’s statuesque defence, and Riviere ghosted through on goal. The 25-year-old flicked the ball against his standing leg, profiting from the fortunate deflection to chip the onrushing Rob Green. Former Newcastle midfielder Joey Barton then poleaxed former England stopper Green, unwittingly kneeing the QPR keeper in the head. A groggy Green left the field, thankfully on his feet, to be replaced by Alex McCarthy. Carver’s men ought to have added to their lead before the break, but were still in charge, leading 1-0 at the turnaround. Rangers should have equalised at the start of the second half – and the public address system operators thought they had. Matt Phillips hacked wide from point-blank range, only for goal celebration music to blare out around the ground for half a second. In-form hitman Charlie Austin then fired wide from six yards after working himself free, in another early second-half let-off for Newcastle. Newcastle’s luck ran out when Austin laid on the equaliser with a fine far-post cross for Phillips, who atoned for that earlier miss by nodding past Krul. And when Krul scuffed a clearance that Phillips gobbled up, midfielder Fer raced forward and lashed the ball home from 25 yards. Moussa Sissoko wasted a prime chance to drag Newcastle back on terms, dragging wide after good work from Sammy Ameobi. Newcastle will face a nerve-wracking final day in their Premier League survival battle after squandering control to lose 2-1 at already-relegated QPR. Matt Phillips and Leroy Fer fired second-half goals to deny John Carver’s embattled Newcastle their Premier League safety at Loftus Road. Newcastle will now host West Ham at St James’ Park on Sunday still fighting for their Premier League lives, after spurning the chance to complete their survival bid in west London. Press Associationlast_img read more